Agricultural / Commercial Loan Officer
Accounting / Finance
Dakota Western Bank is seeking a full-time Loan Officer to join our team, serving our Regent branch. This position manages credit relations with agriculture, business, and individuals. As a Loan officer, you will work with DWB customers to analyze their financials, needs, desires, abilities, and earnings to determine whether a loan may be acceptable.
Key Responsibilities:
Requirements are a general knowledge of business, financials, and economics, with a high level of analytical ability to determine loan analysis, market trends, credit/interest rates, economic conditions and trends, and other factors.
Key Responsibilities:
- Interviews loan applicants and collects and analyzes financial and related data
- Establishes terms under which credit will be extended, including the costs, repayment method, repayment schedule, and collateral requirements.
- Monitors loan repayment activity
- Advises customers, where possible, concerning business management and financial matters.
- Serves as a member of the Loan Committee, which makes presentations and evaluations of loan requests
Requirements are a general knowledge of business, financials, and economics, with a high level of analytical ability to determine loan analysis, market trends, credit/interest rates, economic conditions and trends, and other factors.